CH. 64.90 RCW · WASHINGTON UNIFORM COMMON INTEREST OWNERSHIP ACT
APPLIES TO ALL WA ASSOCIATIONS IN 527 DAYS · JAN 01 2028
§RCW 64.90 · Effective for every association Jan 1, 2028

Your governing documents expire in 527 days.

On January 1, 2028, RCW 64.90 overrides every HOA and condominium association in Washington — including yours. Provisions in your CC&Rs that conflict with the new statute become unenforceable overnight. Find out which ones in under five minutes.

527days
18hours
58minutes
40seconds
🔒 Documents encrypted & private⚖️ Rubric built with WA HOA attorneys⏱️ Results in under 5 minutes💳 No credit card required

What happens if your documents aren't updated by January 1, 2028?

Unenforceable provisions

Any CC&R clause that conflicts with 64.90 is overridden by statute — your fine schedule, your budget process, your meeting-notice rules. They don't just need updating; they become void whether you amend them or not.

Personal board liability

Board members who enforce provisions that conflict with the statute may face personal liability. The new act strengthens owner remedies and adds attorney-fee recovery for successful challenges.

Rush costs in 2027

Associations that wait until late 2027 will compete for a limited pool of WA community-association attorneys. Expect $10,000–$25,000 for rushed amendment drafting — vs. an orderly process starting now.

How it works

We decomposed chapter 64.90 RCW into 120 discrete, testable requirements with Washington HOA counsel. Your documents are checked against each one — with the exact language quoted back to you.

Step 1 · Upload

Upload your CC&Rs, bylaws, and rules

PDF or Word, even scanned copies from the 1980s. Our OCR handles everything. Your documents stay private and are never used to train AI models.

Step 2 · Analysis

120 requirements, checked one by one

We check your documents against 120 discrete statutory requirements built with Washington HOA counsel. Every finding quotes your document verbatim — no black-box scoring.

Step 3 · Plan

See what to fix, what's overridden, and what's fine

A prioritized amendment roadmap your board can act on — then book a free intro call with a licensed Washington community-association attorney to confirm the path.

What we review

The areas where pre-2018 documents most often fall short once 64.90 applies.

.525
Budgets & ratificationOwner ratification process, notice, and rejection thresholds for adopted budgets.22 requirements
.445
Meetings, notice & votingNotice windows, open meeting requirements, ballots, proxies, and quorum rules.26 requirements
.460
Fines & enforcementFine schedules, notice and opportunity to be heard before any penalty.14 requirements
.495
Records & inspectionWhat records owners may examine, response times, and permitted charges.18 requirements
.550
Reserve studiesReserve study preparation, updates, and disclosure obligations.16 requirements
.405
Board powers & limitsExecutive session rules, delegation limits, and conflict-of-interest handling.24 requirements

120 requirements total, developed and maintained with licensed Washington community-association counsel.

See what a readiness report looks like

These are real findings from a sample analysis. Each one cites the statute, explains the gap, and quotes the association's own document verbatim — so your board sees the evidence, not just a score.

RCW 64.90.460Fines & enforcement
Conflicts with statute

Fines may currently be levied without a hearing

Your declaration allows immediate fines for violations. Under 64.90.460, owners must receive notice and an opportunity to be heard before a fine is imposed, and the board must adopt a published fine schedule.

“The Board may levy fines against any Owner immediately upon discovery of a violation…” — Declaration, Art. IX §9.3
RCW 64.90.525Budgets
Conflicts with statute

Budget approval process is inverted

Your bylaws require a majority of owners to approve the budget. 64.90.525 flips this: the board adopts, owners ratify unless a majority of all voting power rejects it within 50 days.

“The annual budget shall take effect only upon affirmative vote of a majority of the membership…” — Bylaws, Art. VI §6.2
RCW 64.90.495Records access
Document is silent

No records-inspection procedure exists

Your documents are silent on owner records requests. Statutory defaults will apply: adopt a policy covering the enumerated record categories, response timelines, and copying charges.

Does this look familiar? Most pre-2018 associations have these exact gaps.

15,000+WA associations affected
120statutory requirements checked
< 5 minaverage analysis time
$0for your readiness report

Built with Washington HOA attorneys

The rubric behind every analysis was developed and is maintained by practicing community-association counsel.

ML
Meredith LamLam & Associates, SeattleHOA/condo law · 18 years

“The rubric behind this tool was built to the standard I’d apply reviewing documents for my own clients.”

DO
David OkaforSound Community Law, TacomaCommunity association law · 12 years

“Most boards don’t realize how many of their provisions will be superseded. This tool surfaces the issues before they become disputes.”

“We had no idea our fine policy was already unenforceable. This saved us from a lawsuit.”
— Board President, King County HOA
“I shared the report at our next meeting and the whole board voted to start amendments that week.”
— Treasurer, Snohomish County Condo

Illustrative quotes reflecting typical user experiences.

Common questions

Everything boards ask before they upload.

Every month you wait is one fewer month to amend on your own schedule.

Start with a free readiness check — your board will thank you at the next meeting.

propVIVO provides an informational readiness assessment and is not a law firm. Reports do not constitute legal advice and do not create an attorney–client relationship. Consultations are provided by independent licensed Washington attorneys. Statutory references reflect chapter 64.90 RCW as amended through the current legislative session. Rubric built with licensed Washington community-association counsel.